Skip to content
Think carefully before securing debts against your home. FCA Register
U
Request Callback

Mortgage Deposit Calculator UK

Estimate how much deposit you may need at common loan-to-value bands. This is not a lending decision or mortgage recommendation.

This calculator is for illustration only and provides estimates for general information. It is not mortgage advice, a mortgage offer, a decision in principle or a guarantee of rates, fees, eligibility or savings.

Estimated deposit needed

£25,000

Estimated mortgage amount: £225,000

Lender criteria, affordability checks, fees and property valuation can affect the mortgage available.

Download PDF

Keep a copy of this estimate

Email yourself a PDF summary of the figures currently shown on this calculator.

Calculator results are estimates only. Actual rates, fees, eligibility and products depend on your circumstances and lender criteria.

Get a personalised quote

Frequently asked questions

How much deposit do I need for a mortgage? +
Deposit requirements vary by lender, property and borrower circumstances. This calculator estimates deposit amounts for common loan-to-value bands only.
Does a larger deposit guarantee approval? +
No. Lenders also assess affordability, credit history, income, commitments, property details and their own criteria.
Are fees included in the deposit estimate? +
No. The calculator estimates deposit and mortgage amount only. Stamp duty, legal fees, valuation fees and product fees may also need to be considered.

Suggested next steps

Related calculators and guides

Offset Mortgage Calculator GuideUnderstand how an offset mortgage could affect interest estimates when savings are linked to a mortgage balance.First-Time Buyer Mortgage Calculator GuideEstimate first-time buyer mortgage costs, deposit needs, repayments and stamp duty before speaking with an adviser.Fixed Rate Mortgage Calculator GuideEstimate monthly payments for a fixed-rate mortgage and compare the effect of term, balance and rate assumptions.

Calculator-led mortgage planning

UK Mortgage Calculators is centred on practical estimation tools. The pages help you model cautious scenarios before you decide whether to request a broker or adviser callback.