Remortgage Savings Calculator UK
Estimate whether a possible new payment is lower or higher after allowing for the fee and charge assumptions you enter.
This calculator is for illustration only and provides estimates for general information. It is not mortgage advice, a mortgage offer, a decision in principle or a guarantee of rates, fees, eligibility or savings.
Remortgage Savings Calculator
Compare your current deal with an estimated new deal, including product fee and early repayment charge assumptions.
Estimate only. This does not compare actual mortgage products, future rate changes, lender criteria, tax position or advice suitability.
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Keep a copy of this estimate
Email yourself a PDF summary of the figures currently shown on this calculator.
Calculator results are estimates only. Actual rates, fees, eligibility and products depend on your circumstances and lender criteria.
Calculator results are estimates only and are for general information only. They are not product comparisons, mortgage offers or regulated mortgage recommendations.
What to compare
Compare the monthly payment, total fees, early repayment charge, legal work, valuation costs and whether a product fee is paid upfront or added to the mortgage.
Product transfer or remortgage
A product transfer with your current lender may involve fewer checks, while a remortgage to a new lender may involve legal work and valuation. The cheapest route depends on the full set of figures and criteria.
Before applying
Request a callback if you want an adviser or broker partner to discuss the assumptions and what evidence may be needed.
Frequently asked questions
Does this show guaranteed remortgage savings? +
Should I include an early repayment charge? +
What comparison period should I use? +
Can a product transfer be cheaper than remortgaging? +
Suggested next steps
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Calculator-led mortgage planning
UK Mortgage Calculators is centred on practical estimation tools. The pages help you model cautious scenarios before you decide whether to request a broker or adviser callback.