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Mortgage Broker Fee Calculator UK

Estimate how broker, lender and valuation fee assumptions may affect upfront cash and total fees entered.

This calculator is for illustration only and provides estimates for general information. It is not mortgage advice, a mortgage offer, a decision in principle or a guarantee of rates, fees, eligibility or savings.

Mortgage Broker Fee Calculator

Estimate the cash cost of a broker fee, lender fee and valuation fee before deciding whether to proceed.

Broker fee estimate
£—
Upfront cash fees
£—
Total fees entered
£—
Adjust the figures to estimate fee impact.

Fees vary by broker, lender, product and application type. Adviser or broker partners should explain any fee before you decide whether to use their service.

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Keep a copy of this estimate

Email yourself a PDF summary of the figures currently shown on this calculator.

Calculator results are estimates only. Actual rates, fees, eligibility and products depend on your circumstances and lender criteria.

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Calculator results are estimates only and are for general information only. They are not quotes, mortgage offers or regulated mortgage recommendations.

Fee types to check

Ask whether any broker fee is fixed, percentage-based, payable on application, payable on offer, payable on completion or refundable if the application does not proceed.

Commission and introductions

UK Mortgage Calculators is an information and introduction service. If you submit an enquiry, we may introduce you to an adviser or broker partner who will explain their service and any fees before you proceed.

Before deciding

Compare the total cost of the mortgage product, not only the headline rate or broker fee. Product fees, valuation fees and interest on added fees can change the overall cost.

Frequently asked questions

Do all mortgage brokers charge a fee? +
No. Broker fee structures vary. Some charge no broker fee, some charge a fixed fee, and some charge a percentage or staged fee. Any fee should be explained before you proceed.
Is a lender product fee the same as a broker fee? +
No. A product fee is charged by the lender for a mortgage product. A broker fee is charged by the broker or adviser for their service.
Should I add the lender product fee to the mortgage? +
Adding it to the mortgage can reduce upfront cash needed, but interest may be charged on it. Paying upfront is usually cheaper overall if affordable.
Does this calculator include every cost? +
No. It only uses the figures entered. Conveyancing, survey, insurance, early repayment charges and other costs may also apply.

Suggested next steps

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Mortgage Fee Comparison Calculator GuideCompare mortgage rate and fee scenarios using estimated monthly payments and total-cost thinking.Mortgage Switching Calculator GuideEstimate whether switching mortgage products could change monthly payments after fees and charges are considered.Offset Mortgage Calculator GuideUnderstand how an offset mortgage could affect interest estimates when savings are linked to a mortgage balance.

Calculator-led mortgage planning

UK Mortgage Calculators is centred on practical estimation tools. The pages help you model cautious scenarios before you decide whether to request a broker or adviser callback.